Free Stripe Fee Calculator

Stripe's pricing looks simple on paper — 2.9% + 30¢ per transaction in the US — but once you factor in international cards, currency conversion, or disputes, it gets confusing fast to know exactly how much you'll actually pocket from a sale. Our Stripe Fee Calculator does that math for you instantly.

Here's how it works: enter your sale amount, and the tool applies Stripe's current rates to show you the exact fee deducted and the net amount you'll actually receive in your bank account. For a standard $100 US online card payment, that's a $3.20 fee (2.9% + 30¢), leaving you with $96.80. If you're processing international cards, an extra 1.5% cross-border fee applies (bringing the total to 4.4% + 30¢), and currency conversion tacks on another 1% if the customer's card currency differs from your settlement currency.

This is a genuinely useful tool for freelancers pricing their services, store owners calculating true profit margins, and SaaS founders figuring out subscription pricing — because underestimating processing fees is one of the easiest ways to accidentally undercharge and eat into your margins. Enter your numbers once, and know exactly where you stand before you ever process a payment.

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